What is PayPal?

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      Whenever you are surfing through the Internet, possibly you heard about PayPal. PayPal serves as an electronic alternative to traditional paper methods such as checks and money orders.It is the world's most popular "middleman service" for online purchasing.Paypal is anonline payment service that allows individuals and businesses to transfer and receive funds electronically. You can use it to pay for online auctions, purchase goods and services, or to make donations. You can even use it to send cash to someone.

A basic PayPal account is free. Once you sign up for a free account, you can use PayPal to send and receive money from a funding source you choose, such as a credit/debit card or your bank account.

Benefits     PayPal offers valuable tools to help you from getting scammed out of your credit cardinformation. PayPal will store your debit or credit card information, but when you want to purchase something from an outside source, the staff will issue you a card number that is only good for that transaction. Your credit card and bank account information will not be revealed. This prevents anyone from stealing valuable information.

A PayPal account can be funded with an electronic debit from a bank account or by acredit card. The recipient of aPayPal transfer can either request a check from PayPal,establish their own PayPal deposit account or request atransfer to their bankaccount.Requirements:

• Valid email address
• Credit or debit card

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ALERTPAY

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This is another online payment service that allows individuals and businesses to transfer and receive funds electronically.Its service features is almost the same with paypal.AlertPay is a privately owned and managed company founded in 2004 with its office headquarters in Montreal, Canada. Because it is new there are not many sites that accept alertpay. Alertpay offers three three types of accounts. Personal starter, Personal pro and Business account.

The personal starter account is the recommended account for a beginner. You can send and receive money for free. You can fund your account by using credit card.You can withdraw money from alertpay by cheque, bank transfer and wire transfer. The bank transfer withdrawal fee is just $0.5.